Monday 9 March 2015

Fly Off Without It But Don’t Panic

When you lock the front door and set off on your longed for summer holiday do you suffer from that niggling feeling that you have forgotten something?

By the time you arrive at the airport you may be convinced that you forgot to turn off the oven or didn’t lock the back door. You’re not alone in this; many suffer from this sort of insecurity but there is one important matter that many of us forget and that is travel insurance.

Not having travel insurance is very risky no matter how fit and healthy you feel. If you end up in hospital for any reason at all you will quickly realize it can be an expensive error. In the UK we may moan about the state of the Health Service but not until you have been hit with a bill abroad can you really begin to appreciate it.

A broken finger that involved a trip to a hospital and an x-ray with a nurse applying a small splint and bandage cost my friend over £400 in Turkey recently and that equalled the cost of the return flight.

Even travelling within the EU does not mean health care is free it merely gives you the same service as the people living in that country. The European Health Insurance Card, or EHIC, looks reassuring but it is not necessarily so.



It’s also not going to cover added expenses such as return travel if delayed or loss of personal luggage and private travel insurance is the only way to cover all eventualities out of your control on holiday.

So you are now sitting on the plane running through a checklist of things that could be wrong with your home that might by now in your mind’s eye be going up in flames.You might also be struck by the thought that you forgot to take out holiday insurance for yourself and the rest of your family.

Don’t panic! Travel insurance already left UK is still available from this insurer and all you have to do is call them when you finally arrive at your destination.

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