Travel Tips for People with Diabetes

Diabetes can be a life-limiting condition, but, once it’s under control, it doesn’t have to stop you from experiencing the good things in life, like going on holiday. It simply means that you have to be a bit more careful about the things you do while you’re away. Here, we have provided you with some top travel tips for traveling with diabetes.

1. Make sure that you wear your medical bracelet or necklace, and tell the people you’re traveling with, your hotel, and any other relevant people, about your condition. This way, if your levels get too high or too low, they will understand what the problem is immediately. They will also check on you more often. 

2. Make sure that you buy travel insurance for diabetics.  You will have slightly different requirements that other people, and by choosing travel insurance for diabetics, you can make sure that you are afforded the protection you need. 

3. Bring more medicine than you need. Pack some in your hand luggage and some in your hold luggage. If your luggage goes missing, you will have supplies to last a few days. If your holiday is extended (e.g. in the event of natural disaster) you will have the medicine you need to get you through the extra days. We recommend packing two extra weeks’ worth. 

4. Because you won’t be able to control your food as much as you can at home, you will need to be extra careful with the food you eat. Most people will happily tell you about the quantities of carbohydrate and sugars in your food, so that you can take the correct amount of insulin beforehand. 

5. Make sure you know where you can get extra insulin and medical help if you need it. Before you leave, plan the where you will be going and find local pharmacist and doctors that will allow you to use their services. You might have to telephone ahead, just to make sure they can offer you supplies. And, of course, you’ll have to pay for it, so phoning ahead allows you to ask about pricing too). 

If you would like further help and advice about travel insurance for diabetics, then please visit itssoeasytravelinsurance

Travel Insurance Guide for People with High Blood Pressure

If you travel with high blood pressure, it is important that you disclose the medical condition to your insurer. Many people fail to disclose high blood pressure, simply because they were unaware of the requirement to do so. Failure to do so is likely to invalidate the insurance policy.

Around a third of adults in the UK has high blood pressure, or is undergoing treatment to control it. The high number of people with high blood pressure gives people the false impression that it’s exempt from disclosure. This makes sense because it’s such a routine occurrence, that many of us pay it little mind.

However, if you have high blood pressure, you must always disclose it to your insurer. Obtain proof of your disclosure too; if they acknowledge it verbally, you need to obtain written proof.

Travelling with High Blood Pressure: Staying Safe

It’s important that you take extra care of your blood pressure while on holiday. It can be easy to let go and forget about it, but you need to make adequate preparations and have processes in the event of a problem. Here are our tips:

1.Pack more than enough medicine: if you lose a packet, or if you’re stuck in the country for longer than expected, you will need additional supplies.

2.Place medicine in your hand luggage and your main luggage: luggage can go missing at airports. It’s not uncommon to arrive in Spain and find your bag flew off to California. By spreading the medicine between bags, you will ensure that you have some with you should a bag go missing.

3.Write a brief synopsis of your medical history: take details of the medicine your taking (its pharmaceutical name, not the generic name), your doctor's name, any procedures you’ve had, recent changes to medicine, etc. Give a copy to the people you're travelling with so that they have it to hand if required. If travelling alone, use a medical necklace or bracelet stating that you have high blood pressure.

4.Buy specialist travel insurance for high blood pressure. This insurance will offer you the most comprehensive and safest level of cover for your needs. The insurer will also be able to provide you with further tips and advice.

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Remember, Travel Cover Is For Loss And Medical Treatment

People travel wide and far these days and are increasingly participating in risky sports.  It is surprising, therefore, that many people still go abroad without taking out private travel insurance.

There is a bewildering choice in cover if you should look on the internet, and that may be one of the reasons that travellers avoid taking out cover.  It is false economy not take out insurance as an accident can happen any time anywhere.  It need not even be your fault, but you still may end up in hospital.

Some sites have made it really easy to find the right cover for your particular holiday.  Some insurers even point out that if you cannot afford to buy cover, how can you possibly afford your trip?

If you go to risky places you will need to ensure that you buy cover for every eventuality.  If you are going on group travel, you will be able to buy insurance for everyone involved.  If you are going overseas, it might be worth your while to make sure that all medical expenses, luggage, sports and activities are adequately insured.

In developing countries where care may be poor, you would do well to make sure that you buy a policy that gives you round the clock emergency assistance.  It may cost a little more for add-ons, but at least you can go on holiday with no worries to enjoy yourself.

I do not think there are many people with medical problems who would not want to be insured.  Cover for people such as these is also available, albeit not always on a multi trip basis.  It all depends how well your condition is managed.

If you should find that you would like to extend your trip abroad whilst you are already there, there is often a facility to extend your cover online.  If you are in a medical assistance situation, you can also claim online with some insurers.

You need to know that some insurance companies will pay you back on receipt of bills.

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You Can Go Travelling With A Heart Condition!

Travel cover is always important, but never more so when you are recovering from a medical condition.  You would certainly try and get travel insurance after heart attack, for instance.

You may have to search a little longer on the internet, but you need to know that insurance for pre-existing conditions is available to you.

You should not be surprised if your insurance is going to be a little more expensive as from the insurance company’s standpoint, you are more likely to need assistance than someone who is fit and healthy.

Cover is surprisingly cheap if you look online.  You may only be able to get away for a week at a time, but a break is always beneficial to anyone’s health.  When you have found an insurer, you will see that you will have to answer some pretty searching questions about your current health.

It is absolutely important that you should answer these truthfully.  It is never worth the risk to lower your premium by withholding some information.  It may cost you dearly if you fall ill and end up in hospital.  You may find that your insurance policy will be invalid and you will then have to pay for your treatment out of your own pocket.

The best way to get the most advantageous cover is to do you research properly and compare prices between the different companies.  There are some countries where medical care is very expensive.

If you want to travel to any of them you may find cover very high.  These countries tend to be the United States and the Caribbean.  If you should go to Turkey, however, you may find a cheaper policy.

Medical care in the latter country is good and relatively inexpensive.  It needs to be said that your companion may have to act as nurse if you end up in hospital.  It may be sensible to cover yourself and your partner in the event that you have to prolong your trip due to hospitalisation.

Your Travel Insurance Check List

It is always a challenge if you suffer from an existing medical problem, but if you plan to go on holiday you will have to think of travel insurance with medical conditions first.  It is no use going away without it because it could cost you dearly if you should fall ill.

Travelling With Breast Cancer: Keep It Stress Free

You might assume that if you have breast cancer, that you can't really go on holiday – maybe a weekend to Cornwall, but a fortnight in the Caribbean is off the list. Well, that's not true, providing your cancer and treatment are relatively stable, you can take your two weeks in the sun. Sure, some holidays might be out of the question – white water rafting in the Nile, for instance – but a nice, traditional, holiday is more than possible.

Why An Expat Needs Insurance When Returning To The Uk

It is not normally easy to get travel insurance outside UK if you are already abroad or living there.  To obtain cover you will have to find a specialist insurance company on the internet.

If you are an ex-pat and plan to travel to the United Kingdom you would benefit from having medical cover.  This may sound strange with the National Health free at the point of service. However if you have not lived in your own country for a while you may find that you will be charged should you end up in hospital.

You would have to have been back for six months to be eligible to have treatment under the free National Health Service.  I know this because a friend of mine became ill and they would not treat her because she only had been back for four months or so to look after her terminally ill sister.

It is especially important to get cover if you are of advanced age and have a medical condition.  Your illness may be well managed by modern medicines, but a change of climate or diet may put your system out of kilter.

For these kinds of cases there are also companies that will insure you for your trip, even if you have cancer, diabetes or heart problems. 

Together with this type of cover you may want to add other bits of insurance such as cancellation, lost luggage or lost property.

I have been an expat now for 9 years.  There are many of us who for one reason or another choose to move to another sunnier country for financial reasons.  Many Britons who moved to Spain are now keen to move back home because of the dire property crisis.  Many assume that they can pick up NHS care as they have paid their stamp all their lives.

If you have had health issues in the country you are currently residing and you are covered by insurance there, it does not automatically mean that you can re-register with a doctor easily.  Unfortunately, because so many non-British travellers come specifically to our country for costly medical procedures, the loopholes have been stopped.

If you need travel insurance outside UK please visit our website at Its So Easy Trave Linsurance

Fly Off Without It But Don’t Panic

When you lock the front door and set off on your longed for summer holiday do you suffer from that niggling feeling that you have forgotten something?

By the time you arrive at the airport you may be convinced that you forgot to turn off the oven or didn’t lock the back door. You’re not alone in this; many suffer from this sort of insecurity but there is one important matter that many of us forget and that is travel insurance.

Not having travel insurance is very risky no matter how fit and healthy you feel. If you end up in hospital for any reason at all you will quickly realize it can be an expensive error. In the UK we may moan about the state of the Health Service but not until you have been hit with a bill abroad can you really begin to appreciate it.

A broken finger that involved a trip to a hospital and an x-ray with a nurse applying a small splint and bandage cost my friend over £400 in Turkey recently and that equalled the cost of the return flight.

Even travelling within the EU does not mean health care is free it merely gives you the same service as the people living in that country. The European Health Insurance Card, or EHIC, looks reassuring but it is not necessarily so.

It’s also not going to cover added expenses such as return travel if delayed or loss of personal luggage and private travel insurance is the only way to cover all eventualities out of your control on holiday.

So you are now sitting on the plane running through a checklist of things that could be wrong with your home that might by now in your mind’s eye be going up in flames.You might also be struck by the thought that you forgot to take out holiday insurance for yourself and the rest of your family.

Don’t panic! Travel insurance already left UK is still available from this insurer and all you have to do is call them when you finally arrive at your destination.

92 And Still On The Slopes

A friend of mine has just set off on a skiing trip and it’s the third time she has been abroad in as many months.

She finds and books flights online and arranges for her house to be looked after in her absence before driving herself to the airport.Although she is a little old to be skiing it’s the après ski she’s after andthe amazing point about this lady is that she is in the 93rd year of her life.

Apart from some deteriorating eyesight she is otherwise as fit as a fiddle and when not gallivanting around the globe has time to manage a turtle rescue center in Turkey.

Keeping very busy must be the key to long life and the next time you see an old folks home you may want to ask yourself the question of whether they wouldn't be a lot better off in the gym rather than sitting in armchairs in front of the television.

One thing my friend always makes sure of is good travel insurance. This may come as a bit of a surprise but fully comprehensive travel insurance over 70, 80 or even 90 years of age is possible as long as you know where to look.

When making the application at this sort of age it is more important than ever to be absolutely truthful about any existing medical condition.  If you have high blood pressure it must be reported even if you feel it is under control with medication.

High blood pressure and old age is a deadly mix as tiny blood vessels weaken as we get older and strokes become more likely than when we were younger.

At any age travel insurance should be seen as an essential preparation for an overseas holiday. As UK residents we take it for granted that in any accident or illness that requires a doctor and possibly hospital treatment we will be taken care of with no charge.

Even within Europe this is not the case as a European Health Insurance Card only entitles you to the charges applicable in that country.

Travel Insurance: Why It’s Important to Read the Small Print

Travel insurance is a must if you’re travelling outside of the UK. In some countries, such as the USA, they won’t let you in unless you have adequate insurance cover. However, simply buying a travel insurance policy isn’t the answer; you need to buy the correct cover and the only way to be sure of doing so is to read the small print. Here are the things that you should be reading for:

1.Is there a limit to the length of the insurance? You need to make sure that cover extends to the fill duration of the holiday. These travel insurance companies can be quite tricky. You might think you’re buying a cheap policy, but what you're really buying is a short policy.

2.Do they exclude any pre-existing medical condition? If you have a medical condition, you need to ensure that it is included in the policy. You will probably have to buy medical condition travel insurance. This means talking to the insurer, rather than using a comparison website. The policies that you find on the comparison websites often exclude the medical condition. They allow you to have the insurance, but in the small print is a clause that says they won’t cover you for anything related to that condition. Make sure you buy medical condition travel insurance if you have a medical condition.

3.Are you insured for the country of travel? Some insurers won’t provide insurance for travel to certain destinations. This is usually to places where there is civil unrest, or where they threaten westerners. Make sure that you are covered for the destination to which you’re travelling.

4.Exclusion of certain activities. Some insurers won’t cover you for certain activities. For example, most will have exclusions concerning sky diving, some may exclude scuba diving accidents. Make sure that you are covered for the activities that you know you’re going to be doing.

Travel Insurance: Finding the Best Deals

Whether you want a simple policy, or you're looking for something more complex, such as travel insurance outside UK, it’s important that you find the best deal. For some of you, ‘the best deal’ means finding the best price. However, in our opinion, ‘the best deal’ is finding travel insurance that offers a high degree of cover whilst being reasonably priced. Here, we’re going to show you how to find these deals.

How Often Do You Travel?

The first thing that you should think about is how often you’re going to be travelling in the coming year. If you take more than two holidays a year, then it will often be more worthwhile to buy an annual policy. This will save you more money in the long term than buying a separate policy for each trip.

Annual cover policies only become viable once you travel more than two times a year.

What Type of Cover Do You Require?

Do you require standard travel insurance? Or, do you have special requirements? For example, those of you with medical issues will require specialist medical insurance. The type of insurance you need should inform where you buy your policy.

If you simply require standard cover, then you can make use of one of the many comparison websites. They will have the best deals for standard policies.

If you require specialist insurance, such as insurance for medical conditions, or travel insurance outside UK, then it’s better to speak directly with the insurance companies. They will be able to offer a tailored quote that will address all of your requirements. You should speak to several different insurance companies to make sure that you’re receiving a reasonable policy at a good price. You can play them off against each other to get the best deals.

Easy And Fast Travel Insurance

Most of us book our flight tickets at home online and travel insurance is now just as simple.

If you have tried to buy travel insurance and you are suffering with some serious illness such as cancer there are plenty of unhelpful sites to look at!

This Insurer offers special deals to people that often find it difficult to get a quote elsewhere and in particular those with HIV will appreciate the professional way their enquiry is looked at and generally accepted.

With hands-on experience and a thorough knowledge of the virus and stages of development or control, the Insurer will send a speedy quote for that overseas trip.

You do not need to be a UK citizen to obtain a quote in these circumstances as long as you live somewhere within Europe.

Think about how often you are likely to travel abroad over the next twelve months and if it is more than a couple of times a year it will almost certainly make sense to buy a multiple trip annual travel insurance policy.

It works out a lot cheaper than buying a new policy for individual trips and it also saves time.

It is surprising to discover that many big insurers do not offer online quotes for people over a certain age.
A brief look on the internet reveals many insurers do not have a box to tick for the over 65’s. With this insurer the box can be ticked for over 65, over 70 and even a box for over 80.

This and the special deals on ill people and even terminally ill people makes it a site to remember, especially if you have ageing parents and want to surprise them with a weekend in Paris along with peace of mind travel insurance.

When you hear some of the horror stories of people falling ill in some remote part of the world and the huge financial difficulties they faced without travel insurance it is obvious that no insurance is a risk not worth taking.