Friday 17 July 2015

Remember, Travel Cover Is For Loss And Medical Treatment

People travel wide and far these days and are increasingly participating in risky sports.  It is surprising, therefore, that many people still go abroad without taking out private travel insurance.

There is a bewildering choice in cover if you should look on the internet, and that may be one of the reasons that travellers avoid taking out cover.  It is false economy not take out insurance as an accident can happen any time anywhere.  It need not even be your fault, but you still may end up in hospital.

Some sites have made it really easy to find the right cover for your particular holiday.  Some insurers even point out that if you cannot afford to buy cover, how can you possibly afford your trip?

If you go to risky places you will need to ensure that you buy cover for every eventuality.  If you are going on group travel, you will be able to buy insurance for everyone involved.  If you are going overseas, it might be worth your while to make sure that all medical expenses, luggage, sports and activities are adequately insured.

In developing countries where care may be poor, you would do well to make sure that you buy a policy that gives you round the clock emergency assistance.  It may cost a little more for add-ons, but at least you can go on holiday with no worries to enjoy yourself.

I do not think there are many people with medical problems who would not want to be insured.  Cover for people such as these is also available, albeit not always on a multi trip basis.  It all depends how well your condition is managed.

If you should find that you would like to extend your trip abroad whilst you are already there, there is often a facility to extend your cover online.  If you are in a medical assistance situation, you can also claim online with some insurers.


You need to know that some insurance companies will pay you back on receipt of bills.

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