Monday 20 July 2015

Travel Insurance Guide for People with High Blood Pressure

If you travel with high blood pressure, it is important that you disclose the medical condition to your insurer. Many people fail to disclose high blood pressure, simply because they were unaware of the requirement to do so. Failure to do so is likely to invalidate the insurance policy.

Around a third of adults in the UK has high blood pressure, or is undergoing treatment to control it. The high number of people with high blood pressure gives people the false impression that it’s exempt from disclosure. This makes sense because it’s such a routine occurrence, that many of us pay it little mind.

However, if you have high blood pressure, you must always disclose it to your insurer. Obtain proof of your disclosure too; if they acknowledge it verbally, you need to obtain written proof.

Travelling with High Blood Pressure: Staying Safe

It’s important that you take extra care of your blood pressure while on holiday. It can be easy to let go and forget about it, but you need to make adequate preparations and have processes in the event of a problem. Here are our tips:

1.Pack more than enough medicine: if you lose a packet, or if you’re stuck in the country for longer than expected, you will need additional supplies.

2.Place medicine in your hand luggage and your main luggage: luggage can go missing at airports. It’s not uncommon to arrive in Spain and find your bag flew off to California. By spreading the medicine between bags, you will ensure that you have some with you should a bag go missing.

3.Write a brief synopsis of your medical history: take details of the medicine your taking (its pharmaceutical name, not the generic name), your doctor's name, any procedures you’ve had, recent changes to medicine, etc. Give a copy to the people you're travelling with so that they have it to hand if required. If travelling alone, use a medical necklace or bracelet stating that you have high blood pressure.

4.Buy specialist travel insurance for high blood pressure. This insurance will offer you the most comprehensive and safest level of cover for your needs. The insurer will also be able to provide you with further tips and advice.

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